What is the meaning of Proverbs 11:15?

He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.

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Proverbs 11:15 Bible Verse Meaning

Proverbs 11:15 - Bible Verse Meaning and Commentary

The verse Proverbs 11:15 states: "He who is surety for a stranger will suffer, but one who hates being surety is secure."

Summary and Interpretation

This verse offers profound insight into the principles of financial responsibility and the wisdom of avoiding risky guarantees. It emphasizes the potential dangers associated with becoming a surety for someone else, especially if that individual is unknown or untrustworthy.

Exegesis of Proverbs 11:15

In this scripture, the term "surety" refers to a pledge or guarantee made on behalf of another, often involving a financial or legal arrangement. The wisdom imparted in this verse highlights several key themes:

  • Risk of Responsibility: The act of becoming a surety for a stranger is portrayed as a risky endeavor that can lead to suffering and loss.
  • Importance of Caution: The emphasis on avoiding such guarantees serves as a warning to exercise due diligence in financial matters.
  • Value of Being Secure: The second half of the verse acknowledges that those who choose not to engage in risky guarantees can enjoy security and peace of mind.

Insights from Public Domain Commentaries

Matthew Henry's Commentary

Matthew Henry elaborates on the notion of surety, stating that it requires a careful consideration of the character and reliability of the person for whom one becomes surety. He points out that taking such risks without sufficient knowledge can lead to significant distress.

Albert Barnes' Notes

Albert Barnes emphasizes that becoming a surety exposes one to peril and potential loss. He advises individuals to be wise and cautious in their financial dealings, particularly when involving strangers or those untrustworthy.

Adam Clarke's Commentary

Adam Clarke points out that the assurance offered by a surety can often result in the forfeit of one's peace and financial stability. He encourages believers to avoid unnecessary entanglements that may lead to regret or hardship.

Biblical Applications

This verse encourages individuals to consider their financial responsibilities seriously and to avoid situations that may jeopardize their security. It teaches the necessity of wisdom and discretion in our dealings, especially with strangers.

Cross References

  • Proverbs 22:26-27: "Do not be one of those who shakes hands in pledge, one of those who is surety for debts; if you have nothing with which to pay, why should he take away your bed from under you?"
  • Proverbs 17:18: "A man devoid of understanding shakes hands in a pledge, and becomes surety for his friend."
  • Proverbs 20:16: "Take the garment of one who is surety for a stranger, and hold it as a pledge when it is for a seductress."

Understanding Scripture in Context

To gain a deeper understanding of Scripture, it is crucial to recognize the cultural and historical context of Proverbs. Ancient Hebrew society placed a significant emphasis on community and interpersonal trust. Therefore, the practical wisdom shared in this verse remains relevant, highlighting the importance of discernment when entering agreements.

Conclusion: Lessons on Financial Wisdom

Proverbs 11:15 serves as a timeless piece of guidance on the importance of careful consideration in financial matters. By embodying the principles outlined in this scripture, individuals can cultivate a prudent approach to their dealings, ensuring long-term security and peace.